Our products
Products built for real lives
Because no two journeys are the same, our pensions, savings, and investments are designed to adapt to your goals - whether you’re starting out, building wealth, or planning ahead.
Our products
Products built for real lives
Because no two journeys are the same, our pensions, savings, and investments are designed to adapt to your goals - whether you’re starting out, building wealth, or planning ahead.
Pensions
Self Invested Personal Pension (SIPP)
- Grow your retirement savings with flexibility and tax efficiency
- Access thousands of investment options, giving you full control
- Bring your old pensions together in one account
Savings
Stocks & Shares ISA
- Tax-free investment growth - no income or capital gains tax
- Invest up to £20,000 each year with the annual ISA allowance
- Withdraw your money anytime, while keeping your tax benefits
Investment
General Investment account (GIA)
- A Swissquote GIA provides access to trading in various assets like stocks, ETFs, and Forex
- Flexible, quick access to your money, allowing you to withdraw funds or sell investments whenever you want
- Invest as much as you like, beyond pension and ISA allowances
Compare our products
From features to fees, here’s how our products stack up. Clear, simple, and designed to make choosing easier.
Tax on contributions | Tax relief (20–45%) | None | None |
Tax on growth | Tax-free | Tax-free | Taxable (CGT/dividend tax) |
Tax on withdrawals | Income tax (75% of pot) | None | None (already taxed annually) |
Annual allowance | £60k (or 100% earnings) | £20k | Unlimited |
Access | Age 55/57+ only | Anytime | Anytime |
Pros | Big tax relief Compounding | Tax-free forever Flexible | No limits Unlimited deposits |
Cons | Locked until retirement Taxed on exit | No upfront relief Capped at £20k | Taxed on gains/dividends Admin burden |
| Fees | |||
Choose a product
Self Invested Personal Pension
Investments can go down as well as up, so you may get back less than you put in. We don’t give financial advice, so it’s important to understand the risks before you invest. If you’re unsure, speak to a qualified adviser. Pension and tax rules may change, and benefits depend on your circumstances. Past performance isn’t a guide to future returns, and some investments are best held long term.
A transfer window that never closes.
Thinking about switching? Transferring your accounts to Swissquote is quick and secure, with clear support along the way. One place, one login, one less thing to juggle.
Swissquote platform
a powerful platform built with precision
Swiss engineered for investors everywhere - fast, reliable, and intuitive. You don’t need to see the complexity to feel the performance.
- 3 million+ products across 50 global markets - all in one place
- Multi-asset access - equities, ETFs, bonds, options, futures, & funds
- Built for clarity - real-time data, live quotes, and one-click trading
- Smarter insights - AI sentiment, ESG scoring, and portfolio tools